Harrisburg, Pennsylvania · Peer group 5
Pennsylvania Central Credit Union
Pennsylvania Central Credit Union holds $136.9M in assets across 12,558 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1938. Charter number 2625, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $136.9M |
|---|---|
| Total loans | $83.5M |
| Total shares (deposits) | $122.4M |
| Net worth | $14.4M |
| Members | 12,558 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.5% | |
|---|---|---|
| Loans | 11.9% | higher than 90% of its peer group |
| Deposits | 3.7% | around the 56th percentile of its peer group |
| Members | 2.2% | around the 77th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.2% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 34th percentile of its peer group |
| Return on assets | 0.72% | around the 52nd percentile of its peer group |
| Delinquency ratio | 0.59% | around the 48th percentile of its peer group |
| Cash / assets | 29.4% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Pennsylvania Central Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Pheple Credit Union
Greensburg, PA
$136.8M · 18,291 members
- The One Credit Union
Meadville, PA
$135.1M · 12,276 members
- 1st Ed Credit Union
Chambersburg, PA
$139.8M · 7,068 members
- Heritage Valley Credit Union
York, PA
$132.3M · 13,546 members
- Lesco Credit Union
Latrobe, PA
$132.2M · 7,822 members
- Choice One Community Credit Union
Plains Township, PA
$131.4M · 10,730 members
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