Warminster, Pennsylvania · Peer group 6
Freedom Credit Union
Freedom Credit Union holds $1.49B in assets across 60,864 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1934. Charter number 60275, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.49B |
|---|---|
| Total loans | $769.7M |
| Total shares (deposits) | $1.28B |
| Net worth | $196.7M |
| Members | 60,864 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.6% | |
|---|---|---|
| Loans | 1.1% | around the 28th percentile of its peer group |
| Deposits | 4.3% | around the 49th percentile of its peer group |
| Members | -4.3% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.0% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 13.2% | around the 84th percentile of its peer group |
| Return on assets | 0.94% | around the 70th percentile of its peer group |
| Delinquency ratio | 0.79% | around the 65th percentile of its peer group |
| Cash / assets | 21.9% | higher than 98% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Freedom Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- First Commonwealth Credit Union
Lehigh Valley, PA
$1.48B · 98,419 members
- Utilities Employees Credit Union
READING, PA
$1.51B · 64,013 members
- Patriot Credit Union
CHAMBERSBURG, PA
$1.33B · 81,733 members
- Diamond Credit Union
Pottstown, PA
$1.22B · 70,881 members
- People First Credit Union
Allentown, PA
$1.03B · 74,678 members
- Merck Sharp & Dohme Credit Union
CHALFONT, PA
$1.01B · 33,306 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Freedom Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.