Philadelphia, Pennsylvania · Peer group 2
Northwood Credit Union
Northwood Credit Union holds $6.8M in assets across 296 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1943. Charter number 5062, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.8M |
|---|---|
| Total loans | $2.3M |
| Total shares (deposits) | $5.4M |
| Net worth | $1.3M |
| Members | 296 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.6% | |
|---|---|---|
| Loans | -23.2% | lower than 93% of its peer group |
| Deposits | -8.3% | around the 15th percentile of its peer group |
| Members | -10.0% | lower than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.0% | around the 25th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.1% | around the 58th percentile of its peer group |
| Return on assets | -0.25% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.65% | around the 44th percentile of its peer group |
| Cash / assets | 15.3% | around the 50th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Northwood Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Ukrainian Selfreliance of West. Pa. Credit Union
Carnegie, PA
$6.7M · 818 members
- U.A.L.U. 354 Credit Union
YOUNGWOOD, PA
$6.7M · 1,565 members
- Pace Resources Credit Union
YORK, PA
$7.0M · 652 members
- Johnstown School Employees Credit Union
JOHNSTOWN, PA
$6.4M · 520 members
- Par-Del Emp. Credit Union
WYOMING, PA
$7.3M · 672 members
- Valley Pride Credit Union
Kingston, PA
$6.3M · 580 members
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