Kingston, Pennsylvania · Peer group 2
Valley Pride Credit Union
Valley Pride Credit Union holds $6.3M in assets across 580 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1979. Charter number 23467, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $6.3M |
|---|---|
| Total loans | $1.8M |
| Total shares (deposits) | $5.2M |
| Net worth | $1.1M |
| Members | 580 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | -13.4% | around the 24th percentile of its peer group |
| Deposits | 0.4% | around the 61st percentile of its peer group |
| Members | -3.8% | around the 27th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 34.4% | around the 17th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.5% | around the 52nd percentile of its peer group |
| Return on assets | 1.01% | around the 74th percentile of its peer group |
| Delinquency ratio | 2.81% | around the 81st percentile of its peer group |
| Cash / assets | 12.4% | around the 39th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Valley Pride Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Pennsylvania — the comparison set a peer ratio is measured against.
- Johnstown School Employees Credit Union
JOHNSTOWN, PA
$6.4M · 520 members
- Montoursville Area Credit Union
MONTOURSVILLE, PA
$5.8M · 680 members
- U.A.L.U. 354 Credit Union
YOUNGWOOD, PA
$6.7M · 1,565 members
- Ukrainian Selfreliance of West. Pa. Credit Union
Carnegie, PA
$6.7M · 818 members
- Newell Credit Union
Newell, PA
$5.8M · 904 members
- Northwood Credit Union
Philadelphia, PA
$6.8M · 296 members
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