East Providence, Rhode Island · Peer group 3
Community & Teachers Credit Union
Community & Teachers Credit Union holds $30.8M in assets across 1,541 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1961. Charter number 24730, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $30.8M |
|---|---|
| Total loans | $19.5M |
| Total shares (deposits) | $27.7M |
| Net worth | $3.5M |
| Members | 1,541 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.5% | |
|---|---|---|
| Loans | -2.3% | around the 51st percentile of its peer group |
| Deposits | 0.0% | around the 41st percentile of its peer group |
| Members | -7.4% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 70.3% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 30th percentile of its peer group |
| Return on assets | 0.63% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.91% | around the 65th percentile of its peer group |
| Cash / assets | 16.2% | around the 72nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Community & Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Rhode Island — the comparison set a peer ratio is measured against.
- Cumberland Municipal Employees Credit Union
Cumberland, RI
$9.1M · 814 members
- Pawtucket Municipal Employees Credit Union
PAWTUCKET, RI
$6.0M · 1,372 members
- Natco Employees Credit Union
WEST WARWICK, RI
$201K · 29 members
- Blackstone River Credit Union
Woonsocket, RI
$75.3M · 4,290 members
- Cranston Municipal Employees Credit Union
CRANSTON, RI
$78.6M · 3,159 members
- Wave Credit Union
WARWICK, RI
$155.0M · 6,872 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Community & Teachers Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.