Middletown, Rhode Island · Peer group 6
The Peoples Credit Union
The Peoples Credit Union holds $801.9M in assets across 41,028 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1922. Charter number 65861, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $801.9M |
|---|---|
| Total loans | $654.0M |
| Total shares (deposits) | $634.7M |
| Net worth | $80.2M |
| Members | 41,028 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | 2.7% | around the 38th percentile of its peer group |
| Deposits | 5.9% | around the 66th percentile of its peer group |
| Members | -1.2% | around the 23rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 103.0% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 10.0% | around the 37th percentile of its peer group |
| Return on assets | 0.22% | around the 13th percentile of its peer group |
| Delinquency ratio | 0.40% | around the 27th percentile of its peer group |
| Cash / assets | 4.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 10.7% | higher than 94% of its peer group |
What this page does not show
Everything above is The Peoples Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Rhode Island — the comparison set a peer ratio is measured against.
- Greenwood Credit Union
Warwick, RI
$924.8M · 59,046 members
- Westerly Community Credit Union
Wakefield, RI
$511.4M · 21,705 members
- Rhode Island Credit Union
Warwick, RI
$426.8M · 27,935 members
- Ocean State Credit Union
COVENTRY, RI
$351.3M · 22,117 members
- Wave Credit Union
WARWICK, RI
$155.0M · 6,872 members
- Cranston Municipal Employees Credit Union
CRANSTON, RI
$78.6M · 3,159 members
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