Rock Hill, South Carolina · Peer group 6
Family Trust Credit Union
Family Trust Credit Union holds $804.3M in assets across 59,524 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1957. Charter number 11554, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $804.3M |
|---|---|
| Total loans | $631.4M |
| Total shares (deposits) | $676.9M |
| Net worth | $93.0M |
| Members | 59,524 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.6% | |
|---|---|---|
| Loans | 8.4% | around the 74th percentile of its peer group |
| Deposits | 3.7% | around the 42nd percentile of its peer group |
| Members | 4.0% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 93.3% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.6% | around the 66th percentile of its peer group |
| Return on assets | 0.87% | around the 64th percentile of its peer group |
| Delinquency ratio | 0.56% | around the 45th percentile of its peer group |
| Cash / assets | 11.1% | around the 71st percentile of its peer group |
| Borrowings / assets | 2.8% | around the 61st percentile of its peer group |
What this page does not show
Everything above is Family Trust Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Cpm Credit Union
NORTH CHARLESTO, SC
$742.0M · 66,965 members
- Spero Financial Credit Union
Greenville, SC
$712.1M · 45,420 members
- Greenville Credit Union
Greenville, SC
$510.6M · 35,393 members
- Carolina Trust Credit Union
MYRTLE BEACH, SC
$419.6M · 40,399 members
- Rev Credit Union
CHARLESTON, SC
$1.21B · 66,276 members
- Mtc Credit Union
Greenville, SC
$299.9M · 15,990 members
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