Florence, South Carolina · Peer group 3
S C I Credit Union
S C I Credit Union holds $23.4M in assets across 1,622 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1965. Charter number 16655, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $23.4M |
|---|---|
| Total loans | $9.3M |
| Total shares (deposits) | $20.0M |
| Net worth | $3.4M |
| Members | 1,622 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.5% | |
|---|---|---|
| Loans | -0.3% | around the 60th percentile of its peer group |
| Deposits | 2.5% | around the 58th percentile of its peer group |
| Members | 4.4% | higher than 94% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 46.7% | around the 31st percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.4% | around the 55th percentile of its peer group |
| Return on assets | -0.40% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.00% | lower than 95% of its peer group |
| Cash / assets | 24.5% | higher than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is S C I Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Edisto Credit Union
ORANGEBURG, SC
$23.4M · 2,787 members
- 1st Cooperative Credit Union
Cayce, SC
$22.0M · 2,488 members
- Columbia Post Office Credit Union
COLUMBIA, SC
$25.6M · 1,202 members
- Berkeley Community Credit Union
Moncks Corner, SC
$16.9M · 2,111 members
- Anmed Credit Union
Anderson, SC
$16.4M · 2,546 members
- Self Memorial Hospital Credit Union
GREENWOOD, SC
$13.8M · 1,838 members
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