Columbia, South Carolina · Peer group 6
S. C. State Credit Union
S. C. State Credit Union holds $1.46B in assets across 93,521 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1952. Charter number 24824, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.46B |
|---|---|
| Total loans | $854.3M |
| Total shares (deposits) | $1.22B |
| Net worth | $221.2M |
| Members | 93,521 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.6% | |
|---|---|---|
| Loans | 5.3% | around the 53rd percentile of its peer group |
| Deposits | 4.2% | around the 47th percentile of its peer group |
| Members | 3.3% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 69.8% | around the 18th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.2% | higher than 93% of its peer group |
| Return on assets | 2.05% | higher than 98% of its peer group |
| Delinquency ratio | 0.80% | around the 67th percentile of its peer group |
| Cash / assets | 8.1% | around the 47th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is S. C. State Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Carolina — the comparison set a peer ratio is measured against.
- Palmetto Citizens Credit Union
Columbia, SC
$1.48B · 86,899 members
- Allsouth Credit Union
Columbia, SC
$1.51B · 119,460 members
- Sharonview Credit Union
Fort Mill, SC
$1.35B · 82,853 members
- Rev Credit Union
CHARLESTON, SC
$1.21B · 66,276 members
- Safe Credit Union
Sumter, SC
$1.95B · 140,790 members
- Srp Credit Union
NORTH AUGUSTA, SC
$2.08B · 201,844 members
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