Rapid City, South Dakota · Peer group 5
Aspen Credit Union
Aspen Credit Union holds $167.2M in assets across 8,383 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1966. Charter number 17224, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $167.2M |
|---|---|
| Total loans | $145.0M |
| Total shares (deposits) | $148.4M |
| Net worth | $14.3M |
| Members | 8,383 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.1% | |
|---|---|---|
| Loans | 9.6% | around the 83rd percentile of its peer group |
| Deposits | 4.8% | around the 63rd percentile of its peer group |
| Members | 10.1% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 97.8% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 92% of its peer group |
| Return on assets | 1.69% | higher than 92% of its peer group |
| Delinquency ratio | 0.44% | around the 36th percentile of its peer group |
| Cash / assets | 3.5% | lower than 95% of its peer group |
| Borrowings / assets | 2.7% | around the 89th percentile of its peer group |
What this page does not show
Everything above is Aspen Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Dakota — the comparison set a peer ratio is measured against.
- Northern Hills Credit Union
STURGIS, SD
$196.6M · 12,667 members
- Sentinel Credit Union
BOX ELDER, SD
$197.0M · 9,857 members
- Area Credit Union
ABERDEEN, SD
$200.2M · 11,751 members
- Service First Credit Union
Sioux Falls, SD
$210.1M · 16,466 members
- Bluestone Credit Union
Sioux Falls, SD
$212.6M · 11,714 members
- Explorers Credit Union
YANKTON, SD
$112.6M · 9,040 members
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