Rapid City, South Dakota · Peer group 6
Black Hills Credit Union
Black Hills Credit Union holds $2.37B in assets across 108,871 members as of Q1 2026 — about $22K of assets per member, on a charter dating to 1941. Charter number 4365, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.37B |
|---|---|
| Total loans | $1.65B |
| Total shares (deposits) | $2.13B |
| Net worth | $248.1M |
| Members | 108,871 |
| Assets per member | $22K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.0% | |
|---|---|---|
| Loans | -1.8% | around the 13th percentile of its peer group |
| Deposits | 5.9% | around the 65th percentile of its peer group |
| Members | 2.2% | around the 57th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.7% | around the 32nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.4% | around the 46th percentile of its peer group |
| Return on assets | 0.41% | around the 25th percentile of its peer group |
| Delinquency ratio | 0.69% | around the 59th percentile of its peer group |
| Cash / assets | 7.0% | around the 36th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Black Hills Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within South Dakota — the comparison set a peer ratio is measured against.
- Dakotaland Credit Union
Huron, SD
$739.6M · 42,263 members
- Levo Credit Union
Sioux Falls, SD
$526.6M · 37,283 members
- Voyage Credit Union
Sioux Falls, SD
$282.4M · 19,670 members
- Highmark Credit Union
RAPID CITY, SD
$260.1M · 13,724 members
- Bluestone Credit Union
Sioux Falls, SD
$212.6M · 11,714 members
- Service First Credit Union
Sioux Falls, SD
$210.1M · 16,466 members
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