Collierville, Tennessee · Peer group 5
Southern Security Credit Union
Southern Security Credit Union holds $249.1M in assets across 18,650 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1949. Charter number 5974, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $249.1M |
|---|---|
| Total loans | $180.8M |
| Total shares (deposits) | $223.7M |
| Net worth | $25.5M |
| Members | 18,650 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | 12.6% | higher than 91% of its peer group |
| Deposits | 3.2% | around the 50th percentile of its peer group |
| Members | -3.3% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.8% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.3% | around the 31st percentile of its peer group |
| Return on assets | 0.47% | around the 34th percentile of its peer group |
| Delinquency ratio | 1.42% | around the 88th percentile of its peer group |
| Cash / assets | 5.6% | around the 16th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Southern Security Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- United Southeast Credit Union
Bristol, TN
$256.0M · 23,504 members
- Knoxville Teachers Credit Union
KNOXVILLE, TN
$256.1M · 6,618 members
- Bowater Employees Credit Union
Calhoun, TN
$300.1M · 20,767 members
- Chattanooga Area Schools Credit Union
CHATTANOOGA, TN
$195.6M · 12,339 members
- Northeast Community Credit Union
ELIZABETHTON, TN
$188.7M · 12,429 members
- Employee Resources Credit Union
LAWRENCEBURG, TN
$184.8M · 24,812 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Southern Security Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.