Bristol, Tennessee · Peer group 5
United Southeast Credit Union
United Southeast Credit Union holds $256.0M in assets across 23,504 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1941. Charter number 4714, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $256.0M |
|---|---|
| Total loans | $158.2M |
| Total shares (deposits) | $220.7M |
| Net worth | $34.3M |
| Members | 23,504 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.6% | |
|---|---|---|
| Loans | 2.1% | around the 47th percentile of its peer group |
| Deposits | 5.3% | around the 68th percentile of its peer group |
| Members | 3.9% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 71.7% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.4% | around the 73rd percentile of its peer group |
| Return on assets | 0.63% | around the 45th percentile of its peer group |
| Delinquency ratio | 0.26% | around the 19th percentile of its peer group |
| Cash / assets | 8.0% | around the 31st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is United Southeast Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Knoxville Teachers Credit Union
KNOXVILLE, TN
$256.1M · 6,618 members
- Southern Security Credit Union
Collierville, TN
$249.1M · 18,650 members
- Bowater Employees Credit Union
Calhoun, TN
$300.1M · 20,767 members
- Chattanooga Area Schools Credit Union
CHATTANOOGA, TN
$195.6M · 12,339 members
- Northeast Community Credit Union
ELIZABETHTON, TN
$188.7M · 12,429 members
- Employee Resources Credit Union
LAWRENCEBURG, TN
$184.8M · 24,812 members
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