Nashville, Tennessee · Peer group 3
Tennessee Employees Credit Union
Tennessee Employees Credit Union holds $30.6M in assets across 2,956 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1969. Charter number 68101, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $30.6M |
|---|---|
| Total loans | $13.9M |
| Total shares (deposits) | $24.4M |
| Net worth | $6.2M |
| Members | 2,956 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.6% | |
|---|---|---|
| Loans | -4.3% | around the 39th percentile of its peer group |
| Deposits | -2.3% | around the 28th percentile of its peer group |
| Members | 0.6% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 57.1% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 20.3% | around the 86th percentile of its peer group |
| Return on assets | 1.01% | around the 69th percentile of its peer group |
| Delinquency ratio | 0.61% | around the 51st percentile of its peer group |
| Cash / assets | 17.5% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Tennessee Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Tennessee — the comparison set a peer ratio is measured against.
- Tennessee Military Credit Union
LOUISVILLE, TN
$30.4M · 1,566 members
- Kemba Delta Credit Union
Bartlett, TN
$31.7M · 4,955 members
- Beacon Financial Credit Union
Johnson City, TN
$28.3M · 2,169 members
- Hiwassee River Credit Union
CHARLESTON, TN
$27.9M · 1,954 members
- Patriot Equity Credit Union
JACKSON, TN
$33.8M · 2,069 members
- Knox County Teachers Credit Union
Knoxville, TN
$34.4M · 2,093 members
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