San Angelo, Texas · Peer group 5
1st Community Credit Union
1st Community Credit Union holds $422.2M in assets across 23,575 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1953. Charter number 8715, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $422.2M |
|---|---|
| Total loans | $276.7M |
| Total shares (deposits) | $363.7M |
| Net worth | $57.5M |
| Members | 23,575 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | -0.2% | around the 33rd percentile of its peer group |
| Deposits | 1.2% | around the 32nd percentile of its peer group |
| Members | 3.6% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.1% | around the 58th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 76th percentile of its peer group |
| Return on assets | 1.29% | around the 83rd percentile of its peer group |
| Delinquency ratio | 4.85% | higher than 100% of its peer group |
| Cash / assets | 10.0% | around the 47th percentile of its peer group |
| Borrowings / assets | 2.4% | around the 88th percentile of its peer group |
What this page does not show
Everything above is 1st Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- America's Credit Union
GARLAND, TX
$422.5M · 31,666 members
- MCT Credit Union
Port Neches, TX
$411.3M · 21,604 members
- Pecu Credit Union
Austin, TX
$439.1M · 21,602 members
- Houston Texas Fire Fighters Credit Union
Houston, TX
$401.2M · 17,733 members
- Texar Credit Union
TEXARKANA, TX
$444.7M · 28,131 members
- Texas Tech Credit Union
Lubbock, TX
$447.0M · 36,472 members
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