Austin, Texas · Peer group 5
Pecu Credit Union
Pecu Credit Union holds $439.1M in assets across 21,602 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1952. Charter number 67428, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $439.1M |
|---|---|
| Total loans | $220.0M |
| Total shares (deposits) | $375.5M |
| Net worth | $62.8M |
| Members | 21,602 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.5% | |
|---|---|---|
| Loans | -3.1% | around the 17th percentile of its peer group |
| Deposits | -1.5% | around the 13th percentile of its peer group |
| Members | -4.0% | around the 15th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 58.6% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 82nd percentile of its peer group |
| Return on assets | 0.95% | around the 67th percentile of its peer group |
| Delinquency ratio | 0.52% | around the 43rd percentile of its peer group |
| Cash / assets | 17.3% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Pecu Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Texar Credit Union
TEXARKANA, TX
$444.7M · 28,131 members
- Texas Tech Credit Union
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$447.0M · 36,472 members
- America's Credit Union
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$422.5M · 31,666 members
- 1st Community Credit Union
San Angelo, TX
$422.2M · 23,575 members
- MCT Credit Union
Port Neches, TX
$411.3M · 21,604 members
- Education Credit Union
Amarillo, TX
$474.0M · 41,649 members
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