Dallas, Texas · Peer group 6
Advancial Credit Union
Advancial Credit Union holds $2.39B in assets across 141,745 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1937. Charter number 2285, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.39B |
|---|---|
| Total loans | $2.03B |
| Total shares (deposits) | $1.95B |
| Net worth | $189.4M |
| Members | 141,745 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.5% | |
|---|---|---|
| Loans | -0.4% | around the 19th percentile of its peer group |
| Deposits | 0.0% | around the 14th percentile of its peer group |
| Members | 5.8% | higher than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 104.1% | higher than 96% of its peer group |
|---|---|---|
| Net worth ratio | 7.9% | lower than 96% of its peer group |
| Return on assets | 0.22% | around the 13th percentile of its peer group |
| Delinquency ratio | 1.13% | around the 83rd percentile of its peer group |
| Cash / assets | 8.2% | around the 48th percentile of its peer group |
| Borrowings / assets | 9.0% | around the 89th percentile of its peer group |
What this page does not show
Everything above is Advancial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Austin Telco Credit Union
Austin, TX
$2.55B · 95,564 members
- A+ Credit Union
Austin, TX
$2.58B · 194,144 members
- Texans Credit Union
Richardson, TX
$2.61B · 152,742 members
- Jsc Credit Union
Houston, TX
$2.65B · 126,357 members
- Texas Trust Credit Union
Mansfield, TX
$2.07B · 138,569 members
- Credit Union of Texas
Allen, TX
$2.72B · 184,024 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Advancial Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.