Allen, Texas · Peer group 6
Credit Union of Texas
Credit Union of Texas holds $2.72B in assets across 184,024 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1931. Charter number 66327, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.72B |
|---|---|
| Total loans | $2.15B |
| Total shares (deposits) | $2.26B |
| Net worth | $222.1M |
| Members | 184,024 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.6% | |
|---|---|---|
| Loans | 1.6% | around the 31st percentile of its peer group |
| Deposits | 4.9% | around the 55th percentile of its peer group |
| Members | 6.2% | higher than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.2% | around the 84th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.3% | lower than 93% of its peer group |
| Return on assets | 0.03% | lower than 94% of its peer group |
| Delinquency ratio | 1.47% | higher than 94% of its peer group |
| Cash / assets | 3.2% | lower than 94% of its peer group |
| Borrowings / assets | 6.4% | around the 82nd percentile of its peer group |
What this page does not show
Everything above is Credit Union of Texas’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Jsc Credit Union
Houston, TX
$2.65B · 126,357 members
- Texans Credit Union
Richardson, TX
$2.61B · 152,742 members
- A+ Credit Union
Austin, TX
$2.58B · 194,144 members
- Austin Telco Credit Union
Austin, TX
$2.55B · 95,564 members
- First Community Credit Union
Houston, TX
$2.96B · 186,819 members
- Advancial Credit Union
Dallas, TX
$2.39B · 141,745 members
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