Houston, Texas · Peer group 6
First Community Credit Union
First Community Credit Union holds $2.96B in assets across 186,819 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1954. Charter number 66818, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.96B |
|---|---|
| Total loans | $2.26B |
| Total shares (deposits) | $2.08B |
| Net worth | $239.0M |
| Members | 186,819 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.9% | |
|---|---|---|
| Loans | 5.9% | around the 58th percentile of its peer group |
| Deposits | 3.0% | around the 36th percentile of its peer group |
| Members | 7.4% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 108.8% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 8.1% | lower than 95% of its peer group |
| Return on assets | 0.90% | around the 66th percentile of its peer group |
| Delinquency ratio | 0.40% | around the 27th percentile of its peer group |
| Cash / assets | 3.3% | lower than 93% of its peer group |
| Borrowings / assets | 21.0% | higher than 99% of its peer group |
What this page does not show
Everything above is First Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Credit Union of Texas
Allen, TX
$2.72B · 184,024 members
- Jsc Credit Union
Houston, TX
$2.65B · 126,357 members
- Texans Credit Union
Richardson, TX
$2.61B · 152,742 members
- A+ Credit Union
Austin, TX
$2.58B · 194,144 members
- Austin Telco Credit Union
Austin, TX
$2.55B · 95,564 members
- Advancial Credit Union
Dallas, TX
$2.39B · 141,745 members
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