Lubbock, Texas · Peer group 6
Alliance Credit Union
Alliance Credit Union holds $1.09B in assets across 83,777 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1940. Charter number 97103, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.09B |
|---|---|
| Total loans | $868.0M |
| Total shares (deposits) | $958.7M |
| Net worth | $119.8M |
| Members | 83,777 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 90.5% | around the 70th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 56th percentile of its peer group |
| Return on assets | 0.76% | around the 56th percentile of its peer group |
| Delinquency ratio | 0.77% | around the 65th percentile of its peer group |
| Cash / assets | 5.0% | around the 19th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Alliance Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Raiz Credit Union
EL PASO, TX
$1.09B · 79,277 members
- Velocity Credit Union
Austin, TX
$1.08B · 71,906 members
- Fivepoint Credit Union
Nederland, TX
$1.12B · 58,218 members
- Neighborhood Credit Union
Dallas, TX
$1.13B · 68,342 members
- Brazos Valley Schools Credit Union
Katy, TX
$1.04B · 65,058 members
- Houston Police Credit Union
Houston, TX
$999.5M · 33,086 members
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