Nederland, Texas · Peer group 6
Fivepoint Credit Union
Fivepoint Credit Union holds $1.12B in assets across 58,218 members as of Q1 2026 — about $19K of assets per member, on a charter dating to 1935. Charter number 68643, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.12B |
|---|---|
| Total loans | $869.8M |
| Total shares (deposits) | $1.01B |
| Net worth | $99.8M |
| Members | 58,218 |
| Assets per member | $19K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 9.3% | |
|---|---|---|
| Loans | 10.6% | around the 84th percentile of its peer group |
| Deposits | 9.1% | around the 86th percentile of its peer group |
| Members | 3.5% | around the 74th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.2% | around the 55th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.9% | around the 14th percentile of its peer group |
| Return on assets | -0.00% | lower than 96% of its peer group |
| Delinquency ratio | 0.62% | around the 50th percentile of its peer group |
| Cash / assets | 7.7% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Fivepoint Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Neighborhood Credit Union
Dallas, TX
$1.13B · 68,342 members
- Alliance Credit Union
Lubbock, TX
$1.09B · 83,777 members
- Raiz Credit Union
EL PASO, TX
$1.09B · 79,277 members
- Velocity Credit Union
Austin, TX
$1.08B · 71,906 members
- Neches Credit Union
Port Neches, TX
$1.19B · 82,912 members
- Brazos Valley Schools Credit Union
Katy, TX
$1.04B · 65,058 members
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