Port Neches, Texas · Peer group 6
Neches Credit Union
Neches Credit Union holds $1.19B in assets across 82,912 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1952. Charter number 7916, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.19B |
|---|---|
| Total loans | $882.9M |
| Total shares (deposits) | $1.01B |
| Net worth | $174.1M |
| Members | 82,912 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 14.0% | |
|---|---|---|
| Loans | 16.6% | higher than 97% of its peer group |
| Deposits | 14.2% | higher than 96% of its peer group |
| Members | 3.9% | around the 77th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 87.5% | around the 60th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.6% | higher than 92% of its peer group |
| Return on assets | 2.09% | higher than 99% of its peer group |
| Delinquency ratio | 0.20% | lower than 91% of its peer group |
| Cash / assets | 6.3% | around the 30th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Neches Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Neighborhood Credit Union
Dallas, TX
$1.13B · 68,342 members
- Fivepoint Credit Union
Nederland, TX
$1.12B · 58,218 members
- Gulf Coast Educators Credit Union
Pasadena, TX
$1.26B · 61,066 members
- Rave Financial Credit Union
Beaumont, TX
$1.26B · 88,140 members
- Amplify Credit Union
Austin, TX
$1.27B · 47,585 members
- Firstmark Credit Union
San Antonio, TX
$1.27B · 89,089 members
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