Beaumont, Texas · Peer group 6
Rave Financial Credit Union
Rave Financial Credit Union holds $1.26B in assets across 88,140 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1935. Charter number 68735, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.26B |
|---|---|
| Total loans | $988.4M |
| Total shares (deposits) | $995.0M |
| Net worth | $155.2M |
| Members | 88,140 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 13.7% | |
|---|---|---|
| Loans | 14.9% | higher than 95% of its peer group |
| Deposits | 17.1% | higher than 98% of its peer group |
| Members | 6.3% | higher than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 99.3% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 75th percentile of its peer group |
| Return on assets | 0.73% | around the 54th percentile of its peer group |
| Delinquency ratio | 0.52% | around the 41st percentile of its peer group |
| Cash / assets | 9.9% | around the 64th percentile of its peer group |
| Borrowings / assets | 7.6% | around the 85th percentile of its peer group |
What this page does not show
Everything above is Rave Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Gulf Coast Educators Credit Union
Pasadena, TX
$1.26B · 61,066 members
- Amplify Credit Union
Austin, TX
$1.27B · 47,585 members
- Firstmark Credit Union
San Antonio, TX
$1.27B · 89,089 members
- Fort Worth Community Credit Union
Bedford, TX
$1.30B · 74,260 members
- Neches Credit Union
Port Neches, TX
$1.19B · 82,912 members
- Neighborhood Credit Union
Dallas, TX
$1.13B · 68,342 members
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