Austin, Texas · Peer group 5
Capitol Credit Union
Capitol Credit Union holds $232.3M in assets across 14,217 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1954. Charter number 67865, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $232.3M |
|---|---|
| Total loans | $172.9M |
| Total shares (deposits) | $202.4M |
| Net worth | $27.9M |
| Members | 14,217 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.1% | |
|---|---|---|
| Loans | 14.8% | higher than 94% of its peer group |
| Deposits | 5.0% | around the 65th percentile of its peer group |
| Members | 5.9% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.4% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 57th percentile of its peer group |
| Return on assets | 0.28% | around the 21st percentile of its peer group |
| Delinquency ratio | 0.16% | lower than 90% of its peer group |
| Cash / assets | 8.3% | around the 34th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Capitol Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Westex Community Credit Union
Kermit, TX
$233.4M · 17,037 members
- Sabine Credit Union
Orange, TX
$238.0M · 12,874 members
- Pantex Credit Union
Borger, TX
$239.2M · 14,640 members
- Cal-Com Credit Union
Port Lavaca, TX
$224.9M · 15,929 members
- The People's Credit Union
Amarillo, TX
$224.7M · 18,741 members
- Harris County Credit Union
Houston, TX
$222.5M · 20,015 members
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