Amarillo, Texas · Peer group 5
The People's Credit Union
The People's Credit Union holds $224.7M in assets across 18,741 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1953. Charter number 8290, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $224.7M |
|---|---|
| Total loans | $142.3M |
| Total shares (deposits) | $207.0M |
| Net worth | $19.8M |
| Members | 18,741 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | 9.9% | around the 84th percentile of its peer group |
| Deposits | 3.6% | around the 55th percentile of its peer group |
| Members | -8.0% | lower than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.7% | around the 44th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.0% | around the 14th percentile of its peer group |
| Return on assets | 0.42% | around the 31st percentile of its peer group |
| Delinquency ratio | 1.17% | around the 83rd percentile of its peer group |
| Cash / assets | 13.3% | around the 71st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is The People's Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Cal-Com Credit Union
Port Lavaca, TX
$224.9M · 15,929 members
- Harris County Credit Union
Houston, TX
$222.5M · 20,015 members
- Santa Fe Credit Union
Amarillo, TX
$221.7M · 14,370 members
- Texasgulf Credit Union
Wharton, TX
$221.5M · 14,934 members
- H E B Credit Union
San Antonio, TX
$218.1M · 12,144 members
- Capitol Credit Union
Austin, TX
$232.3M · 14,217 members
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