Rusk, Texas · Peer group 3
Cherokee County Credit Union
Cherokee County Credit Union holds $45.5M in assets across 4,860 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1960. Charter number 13591, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $45.5M |
|---|---|
| Total loans | $28.4M |
| Total shares (deposits) | $33.2M |
| Net worth | $12.2M |
| Members | 4,860 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -8.5% | |
|---|---|---|
| Loans | -10.8% | around the 16th percentile of its peer group |
| Deposits | -12.0% | lower than 98% of its peer group |
| Members | 1.4% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.5% | higher than 90% of its peer group |
|---|---|---|
| Net worth ratio | 26.7% | higher than 96% of its peer group |
| Return on assets | 1.24% | around the 78th percentile of its peer group |
| Delinquency ratio | 1.24% | around the 73rd percentile of its peer group |
| Cash / assets | 13.0% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Cherokee County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Starr County Teachers Credit Union
Rio Grande City, TX
$46.2M · 4,581 members
- Mountain Star Credit Union
El Paso, TX
$46.6M · 4,784 members
- Lufkin Credit Union
Lufkin, TX
$46.9M · 5,103 members
- Hockley County Credit Union
Levelland, TX
$43.8M · 4,197 members
- Houston Highway Credit Union
Houston, TX
$47.4M · 3,264 members
- Cabot Community Credit Union
Pampa, TX
$43.3M · 4,436 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Cherokee County Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.