Lufkin, Texas · Peer group 3
Lufkin Credit Union
Lufkin Credit Union holds $46.9M in assets across 5,103 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1964. Charter number 16351, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $46.9M |
|---|---|
| Total loans | $18.1M |
| Total shares (deposits) | $34.3M |
| Net worth | $12.3M |
| Members | 5,103 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | -2.6% | around the 48th percentile of its peer group |
| Deposits | 2.7% | around the 60th percentile of its peer group |
| Members | 2.3% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.8% | around the 43rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 26.3% | higher than 96% of its peer group |
| Return on assets | 2.06% | higher than 95% of its peer group |
| Delinquency ratio | 0.07% | around the 18th percentile of its peer group |
| Cash / assets | 6.0% | around the 17th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lufkin Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Mountain Star Credit Union
El Paso, TX
$46.6M · 4,784 members
- Houston Highway Credit Union
Houston, TX
$47.4M · 3,264 members
- Starr County Teachers Credit Union
Rio Grande City, TX
$46.2M · 4,581 members
- Cherokee County Credit Union
Rusk, TX
$45.5M · 4,860 members
- Hockley County Credit Union
Levelland, TX
$43.8M · 4,197 members
- Lubrizol Employees' Credit Union
Deer Park, TX
$50.4M · 3,484 members
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