Rusk, Texas · Peer group 3
Cherokee County Teachers Credit Union
Cherokee County Teachers Credit Union holds $13.7M in assets across 1,746 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1955. Charter number 10269, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $13.7M |
|---|---|
| Total loans | $9.6M |
| Total shares (deposits) | $10.9M |
| Net worth | $2.8M |
| Members | 1,746 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.3% | |
|---|---|---|
| Loans | -6.7% | around the 29th percentile of its peer group |
| Deposits | -7.2% | lower than 92% of its peer group |
| Members | -1.5% | around the 48th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 88.3% | higher than 93% of its peer group |
|---|---|---|
| Net worth ratio | 20.6% | around the 87th percentile of its peer group |
| Return on assets | 0.80% | around the 58th percentile of its peer group |
| Delinquency ratio | 1.58% | around the 79th percentile of its peer group |
| Cash / assets | 15.2% | around the 68th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Cherokee County Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Central Texas Teachers Credit Union
Corsicana, TX
$13.7M · 1,533 members
- Morris Sheppard Texarkana Credit Union
TEXARKANA, TX
$13.4M · 1,251 members
- Local 24 Employees Credit Union
Pasadena, TX
$14.0M · 1,168 members
- Refugio County Credit Union
Refugio, TX
$14.2M · 1,123 members
- Coastal Bend P O Credit Union
Victoria, TX
$13.0M · 932 members
- Friona Texas Credit Union
Friona, TX
$14.5M · 1,655 members
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