Refugio, Texas · Peer group 3
Refugio County Credit Union
Refugio County Credit Union holds $14.2M in assets across 1,123 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1958. Charter number 12365, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $14.2M |
|---|---|
| Total loans | $5.1M |
| Total shares (deposits) | $11.9M |
| Net worth | $2.3M |
| Members | 1,123 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.5% | |
|---|---|---|
| Loans | 1.1% | around the 67th percentile of its peer group |
| Deposits | 7.6% | around the 86th percentile of its peer group |
| Members | -2.3% | around the 37th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 42.5% | around the 24th percentile of its peer group |
|---|---|---|
| Net worth ratio | 16.1% | around the 66th percentile of its peer group |
| Return on assets | 0.74% | around the 56th percentile of its peer group |
| Delinquency ratio | 0.16% | around the 27th percentile of its peer group |
| Cash / assets | 6.1% | around the 18th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Refugio County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Friona Texas Credit Union
Friona, TX
$14.5M · 1,655 members
- Local 24 Employees Credit Union
Pasadena, TX
$14.0M · 1,168 members
- Laredo Fire Department Credit Union
Laredo, TX
$14.6M · 1,986 members
- Central Texas Teachers Credit Union
Corsicana, TX
$13.7M · 1,533 members
- Alpine Community Credit Union
Alpine, TX
$14.8M · 1,944 members
- Cherokee County Teachers Credit Union
RUSK, TX
$13.7M · 1,746 members
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