Tyler, Texas · Peer group 4
Cooperative Teachers Credit Union
Cooperative Teachers Credit Union holds $92.8M in assets across 4,416 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1953. Charter number 67576, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $92.8M |
|---|---|
| Total loans | $63.7M |
| Total shares (deposits) | $82.7M |
| Net worth | $7.3M |
| Members | 4,416 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -9.1% | |
|---|---|---|
| Loans | -12.6% | lower than 95% of its peer group |
| Deposits | -8.4% | lower than 98% of its peer group |
| Members | -10.9% | lower than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.1% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 7.9% | lower than 97% of its peer group |
| Return on assets | 0.17% | around the 20th percentile of its peer group |
| Delinquency ratio | 1.41% | around the 84th percentile of its peer group |
| Cash / assets | 7.3% | around the 28th percentile of its peer group |
| Borrowings / assets | 3.8% | higher than 98% of its peer group |
What this page does not show
Everything above is Cooperative Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Wellspring Credit Union
Bridge City, TX
$91.6M · 8,311 members
- Baycel Credit Union
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$90.4M · 5,495 members
- Texas Bridge Credit Union
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$95.3M · 6,727 members
- Coastal Community Credit Union
Galveston, TX
$96.0M · 11,008 members
- Westex Credit Union
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$89.0M · 6,783 members
- Southwest Financial Credit Union
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$88.9M · 7,438 members
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