Pearsall, Texas · Peer group 2
Frio County Credit Union
Frio County Credit Union holds $5.3M in assets across 1,668 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1970. Charter number 20267, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.3M |
|---|---|
| Total loans | $4.4M |
| Total shares (deposits) | $3.3M |
| Net worth | $2.0M |
| Members | 1,668 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.7% | |
|---|---|---|
| Loans | -3.5% | around the 56th percentile of its peer group |
| Deposits | -3.8% | around the 38th percentile of its peer group |
| Members | 1.0% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 130.4% | higher than 100% of its peer group |
|---|---|---|
| Net worth ratio | 37.2% | higher than 94% of its peer group |
| Return on assets | -3.22% | lower than 96% of its peer group |
| Delinquency ratio | 1.26% | around the 58th percentile of its peer group |
| Cash / assets | 8.7% | around the 22nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Frio County Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Pampa Municipal Credit Union
Pampa, TX
$5.4M · 586 members
- Natural Resources Conservation Serv Credit Union
Fort Worth, TX
$5.3M · 695 members
- Moore County Schools Credit Union
Dumas, TX
$5.2M · 813 members
- Light Commerce Credit Union
HOUSTON, TX
$5.2M · 808 members
- Port of Houston Warehouse Credit Union
Houston, TX
$5.5M · 261 members
- S.T.E.C. Credit Union
NURSERY, TX
$5.6M · 686 members
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