Houston, Texas · Peer group 2
Light Commerce Credit Union
Light Commerce Credit Union holds $5.2M in assets across 808 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 2004. Charter number 68529, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.2M |
|---|---|
| Total loans | $2.3M |
| Total shares (deposits) | $3.7M |
| Net worth | $1.3M |
| Members | 808 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.2% | |
|---|---|---|
| Loans | -26.0% | lower than 96% of its peer group |
| Deposits | -2.9% | around the 44th percentile of its peer group |
| Members | -3.8% | around the 27th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.6% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 25.4% | around the 78th percentile of its peer group |
| Return on assets | 2.73% | higher than 97% of its peer group |
| Delinquency ratio | 1.62% | around the 65th percentile of its peer group |
| Cash / assets | 34.7% | around the 88th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Light Commerce Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Moore County Schools Credit Union
Dumas, TX
$5.2M · 813 members
- Natural Resources Conservation Serv Credit Union
Fort Worth, TX
$5.3M · 695 members
- Redeemer Credit Union
Plano, TX
$5.1M · 988 members
- Farmers Branch City Employees Credit Union
FARMERS BRANCH, TX
$5.1M · 813 members
- Frio County Credit Union
Pearsall, TX
$5.3M · 1,668 members
- Corpus Christi S.P. Credit Union
Corpus Christi, TX
$5.0M · 637 members
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