Killeen, Texas · Peer group 3
Greater Central Texas Credit Union
Greater Central Texas Credit Union holds $34.6M in assets across 1,914 members as of Q1 2026 — about $18K of assets per member, on a charter dating to 1957. Charter number 11995, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $34.6M |
|---|---|
| Total loans | $8.2M |
| Total shares (deposits) | $30.8M |
| Net worth | $3.8M |
| Members | 1,914 |
| Assets per member | $18K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.1% | |
|---|---|---|
| Loans | -16.7% | lower than 95% of its peer group |
| Deposits | 2.6% | around the 59th percentile of its peer group |
| Members | -11.1% | lower than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 26.8% | lower than 93% of its peer group |
|---|---|---|
| Net worth ratio | 11.0% | around the 26th percentile of its peer group |
| Return on assets | 0.86% | around the 61st percentile of its peer group |
| Delinquency ratio | 0.08% | around the 20th percentile of its peer group |
| Cash / assets | 6.6% | around the 21st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Greater Central Texas Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Wichita Falls Credit Union
Wichita Falls, TX
$34.9M · 2,766 members
- Common Cents Credit Union
Beaumont, TX
$35.0M · 3,647 members
- Brazos Star Credit Union
College Station, TX
$35.3M · 2,016 members
- Northeast Texas Teachers Credit Union
Paris, TX
$33.9M · 2,168 members
- Members Financial Credit Union
Midland, TX
$35.7M · 3,301 members
- Beaumont Community Credit Union
Beaumont, TX
$36.0M · 3,407 members
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