Paris, Texas · Peer group 3
Northeast Texas Teachers Credit Union
Northeast Texas Teachers Credit Union holds $33.9M in assets across 2,168 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1961. Charter number 14170, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $33.9M |
|---|---|
| Total loans | $5.8M |
| Total shares (deposits) | $28.9M |
| Net worth | $4.7M |
| Members | 2,168 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.8% | |
|---|---|---|
| Loans | -20.8% | lower than 98% of its peer group |
| Deposits | 5.5% | around the 78th percentile of its peer group |
| Members | -4.3% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 20.1% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 13.9% | around the 52nd percentile of its peer group |
| Return on assets | 0.31% | around the 32nd percentile of its peer group |
| Delinquency ratio | 0.16% | around the 26th percentile of its peer group |
| Cash / assets | 32.3% | higher than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Northeast Texas Teachers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Greater Central Texas Credit Union
KILLEEN, TX
$34.6M · 1,914 members
- Wichita Falls Credit Union
Wichita Falls, TX
$34.9M · 2,766 members
- Common Cents Credit Union
Beaumont, TX
$35.0M · 3,647 members
- Brazos Star Credit Union
College Station, TX
$35.3M · 2,016 members
- Members Financial Credit Union
Midland, TX
$35.7M · 3,301 members
- Trinity Valley Teachers Credit Union
Palestine, TX
$32.1M · 2,956 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Northeast Texas Teachers Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.