Corpus Christi, Texas · Peer group 5
Gulf Coast Credit Union
Gulf Coast Credit Union holds $264.9M in assets across 18,259 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1940. Charter number 4060, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $264.9M |
|---|---|
| Total loans | $232.0M |
| Total shares (deposits) | $242.1M |
| Net worth | $21.1M |
| Members | 18,259 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -14.4% | |
|---|---|---|
| Loans | -11.0% | lower than 99% of its peer group |
| Deposits | -14.9% | lower than 100% of its peer group |
| Members | -3.2% | around the 21st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.8% | higher than 97% of its peer group |
|---|---|---|
| Net worth ratio | 8.0% | lower than 97% of its peer group |
| Return on assets | -0.01% | lower than 92% of its peer group |
| Delinquency ratio | 0.82% | around the 66th percentile of its peer group |
| Cash / assets | 8.3% | around the 35th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Gulf Coast Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Southwest Heritage Credit Union
Odessa, TX
$262.5M · 13,108 members
- Members Trust of the Southwest Credit Union
Houston, TX
$267.5M · 8,871 members
- Border Credit Union
Del Rio, TX
$268.6M · 27,636 members
- Energy Capital Credit Union
Houston, TX
$261.2M · 19,696 members
- Unity One Credit Union
Fort Worth, TX
$280.2M · 24,949 members
- Investex Credit Union
Humble, TX
$245.3M · 21,415 members
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