Fort Worth, Texas · Peer group 5
Unity One Credit Union
Unity One Credit Union holds $280.2M in assets across 24,949 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1934. Charter number 68589, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $280.2M |
|---|---|
| Total loans | $158.7M |
| Total shares (deposits) | $263.7M |
| Net worth | $23.5M |
| Members | 24,949 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -6.5% | |
|---|---|---|
| Loans | -9.8% | lower than 97% of its peer group |
| Deposits | -7.2% | lower than 98% of its peer group |
| Members | -5.9% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.2% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.4% | lower than 94% of its peer group |
| Return on assets | -0.29% | lower than 96% of its peer group |
| Delinquency ratio | 0.70% | around the 57th percentile of its peer group |
| Cash / assets | 17.3% | around the 86th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Unity One Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Border Credit Union
Del Rio, TX
$268.6M · 27,636 members
- Members Trust of the Southwest Credit Union
Houston, TX
$267.5M · 8,871 members
- Gulf Coast Credit Union
CORPUS CHRISTI, TX
$264.9M · 18,259 members
- Southwest Heritage Credit Union
Odessa, TX
$262.5M · 13,108 members
- Energy Capital Credit Union
Houston, TX
$261.2M · 19,696 members
- Texoma Community Credit Union
Wichita Falls, TX
$314.5M · 28,049 members
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