Wichita Falls, Texas · Peer group 2
Midwestern State University Credit Union
Midwestern State University Credit Union holds $4.8M in assets across 900 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1955. Charter number 67549, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.8M |
|---|---|
| Total loans | $2.3M |
| Total shares (deposits) | $3.7M |
| Net worth | $708K |
| Members | 900 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.7% | |
|---|---|---|
| Loans | -7.3% | around the 42nd percentile of its peer group |
| Deposits | -12.3% | lower than 92% of its peer group |
| Members | 1.5% | around the 81st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.6% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.9% | around the 39th percentile of its peer group |
| Return on assets | -0.79% | around the 14th percentile of its peer group |
| Delinquency ratio | 0.74% | around the 47th percentile of its peer group |
| Cash / assets | 6.5% | around the 14th percentile of its peer group |
| Borrowings / assets | 6.0% | higher than 100% of its peer group |
What this page does not show
Everything above is Midwestern State University Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Corpus Christi S.P. Credit Union
Corpus Christi, TX
$5.0M · 637 members
- Farmers Branch City Employees Credit Union
FARMERS BRANCH, TX
$5.1M · 813 members
- Redeemer Credit Union
Plano, TX
$5.1M · 988 members
- Highway District 2 Credit Union
Fort Worth, TX
$4.3M · 668 members
- Light Commerce Credit Union
HOUSTON, TX
$5.2M · 808 members
- Moore County Schools Credit Union
Dumas, TX
$5.2M · 813 members
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