Wichita Falls, Texas · Peer group 4
Postel Family Credit Union
Postel Family Credit Union holds $83.0M in assets across 5,826 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1929. Charter number 67554, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $83.0M |
|---|---|
| Total loans | $39.7M |
| Total shares (deposits) | $73.2M |
| Net worth | $9.3M |
| Members | 5,826 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.0% | |
|---|---|---|
| Loans | 3.4% | around the 72nd percentile of its peer group |
| Deposits | 7.7% | around the 87th percentile of its peer group |
| Members | 0.8% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.2% | around the 38th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.2% | around the 33rd percentile of its peer group |
| Return on assets | -0.01% | around the 13th percentile of its peer group |
| Delinquency ratio | 0.08% | lower than 90% of its peer group |
| Cash / assets | 8.9% | around the 38th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Postel Family Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Metro Medical Credit Union
Dallas, TX
$82.0M · 6,162 members
- Irving City Employees Credit Union
Irving, TX
$84.7M · 5,045 members
- City Credit Union
AMARILLO, TX
$84.8M · 2,722 members
- Baylor Health Care System Credit Union
Dallas, TX
$81.1M · 4,936 members
- Domino Credit Union
Texarkana, TX
$85.6M · 5,189 members
- Memorial Credit Union
Houston, TX
$85.7M · 9,907 members
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