Greenville, Texas · Peer group 4
Service 1st Credit Union
Service 1st Credit Union holds $72.8M in assets across 4,705 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1954. Charter number 67645, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $72.8M |
|---|---|
| Total loans | $36.2M |
| Total shares (deposits) | $61.0M |
| Net worth | $11.6M |
| Members | 4,705 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.0% | |
|---|---|---|
| Loans | -6.0% | around the 21st percentile of its peer group |
| Deposits | -2.3% | around the 18th percentile of its peer group |
| Members | -0.5% | around the 63rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 59.3% | around the 47th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.9% | around the 75th percentile of its peer group |
| Return on assets | 1.20% | around the 75th percentile of its peer group |
| Delinquency ratio | 0.33% | around the 32nd percentile of its peer group |
| Cash / assets | 9.3% | around the 42nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Service 1st Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Scott and White Employees Credit Union
Temple, TX
$73.2M · 4,688 members
- Texas Plains Credit Union
Amarillo, TX
$73.2M · 9,943 members
- West Texas Credit Union
Odessa, TX
$70.3M · 5,135 members
- Hereford Texas Credit Union
Hereford, TX
$76.6M · 8,279 members
- South Texas Credit Union
McALLEN, TX
$68.9M · 6,195 members
- Star of Texas Credit Union
austin, TX
$68.3M · 2,903 members
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