Odessa, Texas · Peer group 4
West Texas Credit Union
West Texas Credit Union holds $70.3M in assets across 5,135 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1953. Charter number 67592, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $70.3M |
|---|---|
| Total loans | $38.2M |
| Total shares (deposits) | $63.0M |
| Net worth | $6.5M |
| Members | 5,135 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.8% | |
|---|---|---|
| Loans | 2.0% | around the 62nd percentile of its peer group |
| Deposits | 8.5% | higher than 90% of its peer group |
| Members | 4.4% | higher than 96% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 60.6% | around the 50th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.3% | around the 13th percentile of its peer group |
| Return on assets | 0.10% | around the 17th percentile of its peer group |
| Delinquency ratio | 0.77% | around the 59th percentile of its peer group |
| Cash / assets | 12.4% | around the 64th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is West Texas Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- South Texas Credit Union
McALLEN, TX
$68.9M · 6,195 members
- Star of Texas Credit Union
austin, TX
$68.3M · 2,903 members
- Service 1st Credit Union
Greenville, TX
$72.8M · 4,705 members
- Scott and White Employees Credit Union
Temple, TX
$73.2M · 4,688 members
- Texas Plains Credit Union
Amarillo, TX
$73.2M · 9,943 members
- Doches Credit Union
Nacogdoches, TX
$64.3M · 11,737 members
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