Plains, Texas · Peer group 2
Yoakum County Credit Union
Yoakum County Credit Union holds $8.1M in assets across 942 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1949. Charter number 6472, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.1M |
|---|---|
| Total loans | $4.3M |
| Total shares (deposits) | $6.1M |
| Net worth | $2.0M |
| Members | 942 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.5% | |
|---|---|---|
| Loans | 3.5% | around the 79th percentile of its peer group |
| Deposits | -7.0% | around the 19th percentile of its peer group |
| Members | -2.1% | around the 44th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 71.2% | around the 63rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 24.6% | around the 76th percentile of its peer group |
| Return on assets | 0.60% | around the 57th percentile of its peer group |
| Delinquency ratio | 0.82% | around the 50th percentile of its peer group |
| Cash / assets | 5.2% | lower than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Yoakum County Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Oak Cliff Christian Credit Union
Dallas, TX
$7.9M · 1,564 members
- Port of Houston Credit Union
Houston, TX
$7.8M · 866 members
- Tex Mex Credit Union
Laredo, TX
$8.6M · 2,228 members
- Seminole Public Schools Credit Union
Seminole, TX
$7.6M · 744 members
- Wharton County Teachers Credit Union
Wharton, TX
$7.5M · 675 members
- Victoria Credit Union
VICTORIA, TX
$8.8M · 1,233 members
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