Moab, Utah · Peer group 5
Desert Rivers Credit Union
Desert Rivers Credit Union holds $112.9M in assets across 8,499 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1957. Charter number 24918, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $112.9M |
|---|---|
| Total loans | $96.8M |
| Total shares (deposits) | $102.9M |
| Net worth | $9.6M |
| Members | 8,499 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.5% | |
|---|---|---|
| Loans | 9.6% | around the 83rd percentile of its peer group |
| Deposits | 0.9% | around the 28th percentile of its peer group |
| Members | 5.7% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 94.1% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 93% of its peer group |
| Return on assets | 0.03% | lower than 91% of its peer group |
| Delinquency ratio | 1.43% | around the 88th percentile of its peer group |
| Cash / assets | 5.3% | around the 13th percentile of its peer group |
| Borrowings / assets | 1.2% | around the 85th percentile of its peer group |
What this page does not show
Everything above is Desert Rivers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Pacific Horizon Credit Union
Springville, UT
$141.6M · 8,664 members
- Freedom Credit Union
Provo, UT
$69.7M · 4,437 members
- Firefighters Credit Union
Draper, UT
$69.4M · 3,466 members
- Kings Peak Credit Union
Roosevelt, UT
$65.4M · 3,926 members
- Utah Heritage Credit Union
Moroni, UT
$160.8M · 8,889 members
- Millard County Credit Union
FILLMORE, UT
$64.3M · 4,561 members
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