Springville, Utah · Peer group 5
Pacific Horizon Credit Union
Pacific Horizon Credit Union holds $141.6M in assets across 8,664 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1954. Charter number 67147, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $141.6M |
|---|---|
| Total loans | $108.8M |
| Total shares (deposits) | $128.2M |
| Net worth | $12.9M |
| Members | 8,664 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.9% | |
|---|---|---|
| Loans | 4.2% | around the 59th percentile of its peer group |
| Deposits | 3.3% | around the 53rd percentile of its peer group |
| Members | -1.0% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.9% | around the 79th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.1% | around the 15th percentile of its peer group |
| Return on assets | 1.07% | around the 74th percentile of its peer group |
| Delinquency ratio | 1.92% | higher than 94% of its peer group |
| Cash / assets | 12.3% | around the 65th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Pacific Horizon Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Utah Heritage Credit Union
Moroni, UT
$160.8M · 8,889 members
- Hercules First Credit Union
SALT LAKE CITY, UT
$164.4M · 8,725 members
- Desert Rivers Credit Union
Moab, UT
$112.9M · 8,499 members
- Ascent Credit Union
OGDEN, UT
$173.1M · 9,173 members
- Horizon Utah Credit Union
Farmington, UT
$186.7M · 12,367 members
- Members First Credit Union
Brigham City, UT
$206.1M · 13,576 members
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