Sandy, Utah · Peer group 6
Mountain America Credit Union
Mountain America Credit Union holds $22.66B in assets across 1,433,256 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1936. Charter number 24692, in the >$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $22.66B |
|---|---|
| Total loans | $18.44B |
| Total shares (deposits) | $20.13B |
| Net worth | $2.13B |
| Members | 1,433,256 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.7% | |
|---|---|---|
| Loans | 8.1% | around the 72nd percentile of its peer group |
| Deposits | 6.3% | around the 68th percentile of its peer group |
| Members | 5.8% | higher than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.6% | around the 73rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.4% | around the 23rd percentile of its peer group |
| Return on assets | 0.87% | around the 64th percentile of its peer group |
| Delinquency ratio | 1.03% | around the 80th percentile of its peer group |
| Cash / assets | 12.2% | around the 78th percentile of its peer group |
| Borrowings / assets | 0.4% | around the 42nd percentile of its peer group |
What this page does not show
Everything above is Mountain America Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- America First Credit Union
RIVERDALE, UT
$24.73B · 1,552,965 members
- Goldenwest Credit Union
Ogden, UT
$4.09B · 209,927 members
- Utah Community Credit Union
Provo, UT
$3.86B · 268,370 members
- Canyon View Credit Union
Salt Lake City, UT
$2.14B · 115,569 members
- Cyprus Credit Union
West Jordan, UT
$2.07B · 162,120 members
- Deseret First Credit Union
West Valley Cit, UT
$1.26B · 87,493 members
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