West Valley Cit, Utah · Peer group 6
Deseret First Credit Union
Deseret First Credit Union holds $1.26B in assets across 87,493 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1955. Charter number 24708, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.26B |
|---|---|
| Total loans | $1.01B |
| Total shares (deposits) | $1.13B |
| Net worth | $104.4M |
| Members | 87,493 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.6% | |
|---|---|---|
| Loans | 3.2% | around the 42nd percentile of its peer group |
| Deposits | 5.9% | around the 65th percentile of its peer group |
| Members | 5.4% | around the 87th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.1% | around the 64th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 91% of its peer group |
| Return on assets | 0.95% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.70% | around the 60th percentile of its peer group |
| Cash / assets | 7.8% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Deseret First Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Utah First Credit Union
Salt Lake City, UT
$1.16B · 45,230 members
- Utah Power Credit Union
Murray, UT
$1.09B · 30,908 members
- Granite Credit Union
Salt Lake City, UT
$917.0M · 40,620 members
- Wasatch Peaks Credit Union
OGDEN, UT
$658.2M · 31,964 members
- Cyprus Credit Union
West Jordan, UT
$2.07B · 162,120 members
- Jordan Credit Union
South Jordan, UT
$421.4M · 25,750 members
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