Salt Lake City, Utah · Peer group 6
Granite Credit Union
Granite Credit Union holds $917.0M in assets across 40,620 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1986. Charter number 24726, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $917.0M |
|---|---|
| Total loans | $696.8M |
| Total shares (deposits) | $763.3M |
| Net worth | $90.9M |
| Members | 40,620 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.3% | |
|---|---|---|
| Loans | 3.5% | around the 43rd percentile of its peer group |
| Deposits | 4.1% | around the 46th percentile of its peer group |
| Members | 8.7% | higher than 97% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.3% | around the 72nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 34th percentile of its peer group |
| Return on assets | 0.43% | around the 27th percentile of its peer group |
| Delinquency ratio | 0.41% | around the 29th percentile of its peer group |
| Cash / assets | 7.5% | around the 40th percentile of its peer group |
| Borrowings / assets | 6.6% | around the 83rd percentile of its peer group |
What this page does not show
Everything above is Granite Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Utah Power Credit Union
Murray, UT
$1.09B · 30,908 members
- Utah First Credit Union
Salt Lake City, UT
$1.16B · 45,230 members
- Wasatch Peaks Credit Union
OGDEN, UT
$658.2M · 31,964 members
- Deseret First Credit Union
West Valley Cit, UT
$1.26B · 87,493 members
- Jordan Credit Union
South Jordan, UT
$421.4M · 25,750 members
- American United Credit Union
West Jordan, UT
$394.2M · 21,084 members
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