Salt Lake City, Utah · Peer group 6
Utah First Credit Union
Utah First Credit Union holds $1.16B in assets across 45,230 members as of Q1 2026 — about $26K of assets per member, on a charter dating to 1935. Charter number 528, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.16B |
|---|---|
| Total loans | $935.2M |
| Total shares (deposits) | $925.1M |
| Net worth | $118.6M |
| Members | 45,230 |
| Assets per member | $26K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.6% | |
|---|---|---|
| Loans | 9.0% | around the 78th percentile of its peer group |
| Deposits | 10.3% | higher than 90% of its peer group |
| Members | 7.6% | higher than 95% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 101.1% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 10.2% | around the 41st percentile of its peer group |
| Return on assets | 1.02% | around the 75th percentile of its peer group |
| Delinquency ratio | 0.17% | lower than 93% of its peer group |
| Cash / assets | 11.4% | around the 75th percentile of its peer group |
| Borrowings / assets | 9.5% | higher than 90% of its peer group |
What this page does not show
Everything above is Utah First Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Utah Power Credit Union
Murray, UT
$1.09B · 30,908 members
- Deseret First Credit Union
West Valley Cit, UT
$1.26B · 87,493 members
- Granite Credit Union
Salt Lake City, UT
$917.0M · 40,620 members
- Wasatch Peaks Credit Union
OGDEN, UT
$658.2M · 31,964 members
- Jordan Credit Union
South Jordan, UT
$421.4M · 25,750 members
- American United Credit Union
West Jordan, UT
$394.2M · 21,084 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Utah First Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.