South Boston, Virginia · Peer group 2
Halifax County Community Credit Union
Halifax County Community Credit Union holds $7.2M in assets across 1,611 members as of Q1 2026 — about $4K of assets per member, on a charter dating to 1981. Charter number 23760, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.2M |
|---|---|
| Total loans | $1.7M |
| Total shares (deposits) | $6.7M |
| Net worth | $471K |
| Members | 1,611 |
| Assets per member | $4K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.6% | |
|---|---|---|
| Loans | 113.4% | higher than 100% of its peer group |
| Deposits | 13.6% | higher than 95% of its peer group |
| Members | -6.7% | around the 12th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 25.2% | lower than 92% of its peer group |
|---|---|---|
| Net worth ratio | 6.5% | lower than 98% of its peer group |
| Return on assets | -1.49% | lower than 90% of its peer group |
| Delinquency ratio | 0.89% | around the 52nd percentile of its peer group |
| Cash / assets | 45.1% | higher than 95% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Halifax County Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Summit Hampton Roads Credit Union
Norfolk, VA
$8.2M · 1,111 members
- First Care Credit Union
Roanoke, VA
$5.8M · 1,202 members
- Poly Scientific Employees Credit Union
BLACKSBURG, VA
$5.6M · 696 members
- Port of Hampton Roads Ila Credit Union
NORFOLK, VA
$9.1M · 1,511 members
- Mosaic Credit Union
Harrisonburg, VA
$9.1M · 3,082 members
- Kraftsman Credit Union
Hopewell, VA
$4.9M · 455 members
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