Hopewell, Virginia · Peer group 2
Kraftsman Credit Union
Kraftsman Credit Union holds $4.9M in assets across 455 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1961. Charter number 14185, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $4.9M |
|---|---|
| Total loans | $1.2M |
| Total shares (deposits) | $3.5M |
| Net worth | $1.4M |
| Members | 455 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | -19.3% | around the 12th percentile of its peer group |
| Deposits | -1.0% | around the 54th percentile of its peer group |
| Members | -3.8% | around the 27th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.7% | around the 19th percentile of its peer group |
|---|---|---|
| Net worth ratio | 28.3% | around the 84th percentile of its peer group |
| Return on assets | 0.79% | around the 66th percentile of its peer group |
| Delinquency ratio | 0.07% | around the 26th percentile of its peer group |
| Cash / assets | 3.7% | lower than 96% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Kraftsman Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Yogaville Credit Union
Buckingham, VA
$4.5M · 386 members
- Poly Scientific Employees Credit Union
BLACKSBURG, VA
$5.6M · 696 members
- First Care Credit Union
Roanoke, VA
$5.8M · 1,202 members
- St. Ann's Arlington Credit Union
ARLINGTON, VA
$3.1M · 297 members
- Halifax County Community Credit Union
SOUTH BOSTON, VA
$7.2M · 1,611 members
- High Street Baptist Church Credit Union
Roanoke, VA
$2.5M · 275 members
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