Salem, Virginia · Peer group 4
Kemba Roanoke Credit Union
Kemba Roanoke Credit Union holds $77.2M in assets across 4,717 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1935. Charter number 107, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $77.2M |
|---|---|
| Total loans | $23.4M |
| Total shares (deposits) | $65.3M |
| Net worth | $12.5M |
| Members | 4,717 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.8% | |
|---|---|---|
| Loans | -0.5% | around the 48th percentile of its peer group |
| Deposits | 1.4% | around the 47th percentile of its peer group |
| Members | -1.9% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.8% | lower than 91% of its peer group |
|---|---|---|
| Net worth ratio | 16.1% | around the 76th percentile of its peer group |
| Return on assets | 0.70% | around the 50th percentile of its peer group |
| Delinquency ratio | 0.91% | around the 68th percentile of its peer group |
| Cash / assets | 8.2% | around the 34th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Kemba Roanoke Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Virginia Educators Credit Union
Newport News, VA
$76.9M · 3,654 members
- Northern Star Credit Union, Inc.
Portsmouth, VA
$75.2M · 7,222 members
- Rva Financial Credit Union
Richmond, VA
$81.7M · 10,471 members
- Pwc Employees Credit Union
Woodbridge, VA
$85.3M · 6,964 members
- Front Royal Credit Union
FRONT ROYAL, VA
$86.5M · 5,412 members
- Credit Union of Richmond Incorporat
Richmond, VA
$65.2M · 4,008 members
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